Digital Downtown begins at the event level and expands into year-round downtown commerce.

A city or event launches a branded Digital Downtown Dollar. Residents and visitors purchase digital dollars and use tap-to-pay at vendors and participating businesses. Transactions reconcile instantly, and municipal leaders gain real-time visibility into spending activity.

After events, remaining balances can be used at participating downtown businesses, extending economic impact beyond the event itself.

It's simple for users — powerful for communities.

Digital Downtown serves five key groups:

• Cities & municipalities

• Event organizers

• Local businesses

• Residents & visitors

• Community financial institutions

Each plays a role inside the larger ecosystem. Together, they create a closed-loop local commerce system that strengthens the entire downtown economy.

No.

Digital Downtown is built as turnkey infrastructure. Cities and event organizers receive onboarding support, vendor training, and implementation guidance.

For consumers and businesses, the experience is designed to feel familiar — tap to pay, track balances digitally, and transact securely.

Most communities can activate within weeks, not months.

Most event payment systems stop at the event.

Digital Downtown is designed to become long-term local infrastructure.

Instead of simply processing transactions, it:

• Creates measurable economic retention

• Extends spending beyond events

• Provides real-time reporting

• Reduces fraud and paper systems

• Strengthens local financial institutions

It's not just payment technology. It's civic modernization infrastructure.

Yes.

Digital Downtown Dollars are backed and safeguarded through trusted community financial institutions.

Every transaction is encrypted, logged, and auditable. The system is built for transparency, accountability, and secure digital commerce.

Residents enjoy modern convenience with institutional-grade protection.

Participating merchants are listed within the Digital Downtown network and promoted by cities and event organizers.

As adoption grows, the downtown merchant network expands — turning event familiarity into year-round local spending.

Each participating business helps strengthen the local economy.